Because this facility is via a transactional funder the client’s balance sheet is not so important to us as it would be to a traditional bank orientated financier. We can fund purchase orders from credit worthy buyers anywhere in the world as we don’t lend money, rather participate in the supply chain by purchasing goods against orders. The main principle for us is that the goods have to be pre-sold. We will always pay on Letter of Credit (HSBC SBLC) or Documentary Collection, and against inspection certificates. ***No perishables w/shelf life under 8 months (dried or frozen accepted).

We can clear the goods for VAT and duty prior to entry. We trade rather than finance the goods, this means that we invoice on terms and do not lend the money to buy the goods, we purchase the goods on behalf of the trader, distributor or re-seller. . We often discharge all the logistics as well.


  1. The trade must have a 15% +/- profit margin (less considered on a case by case basis)
  2. The PO or per shipment value is $30MM USD
  3. Trader places a 10% security deposit refunded when we collect full proceeds from the buyer. This deposit may be in the form of cash and/or unconditional Bank Guarantee
  4. The Exit Buyer must be issuing a payment guarantee (confirmed or conformable by a prime bank - OR - be approved for credit insurance by Altadius -
  5. Trader should ideally be an established business with a two (2) year track record
  6. Trader may be domiciled in most countries (no bank sanctioned countries)
  7. Trader must be a limited company


  1. A fully completed Client Information Form (provided upon request)
  2. A detailed description / flow chart of the transaction (amount required, actual sale price, buy price, gross margin, timing, counter-parties, countries, trading addresses & company registration numbers (for DD purposes)
  3. A draft of the supplier contract
  4. A draft of the exit buyer contract w/ collateral issuing bank details
  5. Term sheet issued upon credit committee approval


  • Procurement Finance - inc. cash for outright purchase of raw product from farmers, loggers, miners, producers, manufacturers, ect. 
  • Order Finance
  • Receivables discounting, as part of an overall solution
  • Letters of Credit Confirmation
  • Commodity Finance
  • Guarantees and Standby Letters of Credit
  • Capital Goods Finance and Leasing
  • Credit Insurance
  • Finance for Import duties, VAT & Logistics
  • Performance Bond Guarantees
  • Pre-advice, Bank Comfort Letters & Proof of Fund



RCR provides complete trade facilities and risk mitigation via a Profit Share option for clients unable to place an institutional 10% security deposit. This facility provides for access to our full range of services required to facilitate an approved trade including, but not limited to, outright purchase of raw product required for milling, processing, roasting, packaging, ect., Prime Bank (HSBC) issued LCs, complete logistics (packaging, transportation, ect.), performance bonds, insurance, ect.

Contract Facilitation for the Cost of a Pre-Advise:

1 - A Client accepts pricing for sugar from the mill, issues their ICPO and receives a contract.

2 - Client submits an application and contract for the payment instrument draft issuance for signature and “approval”.

3 – Supplier and Client notarize, sign and “accept” the draft.

4 – Client pays RCR to issue a pre-advise (matrix attached) to the financier’s bank to guarantee payment of the issuance fee in five (5) business days.

5 – Bank respond to the pre-advise positively and the instrument is immediately sent via SWIFT to the supplier.

6 – Sugar is loaded and shipped per the contracted schedule.

7 – Client repays the issuance fee to financier after first shipment.

Terms & Definitions:

Documentary Letter of Credit (DLC):

A documentary letter of credit is issued by a bank on behalf of an importer, and provides a guarantee to an exporter that money due as payment for goods ordered by the importer will be paid. The documentary letter of credit contains terms and conditions that the exporter must meet, including the provision of documents, such as export licenses issued by the exporter's government.

Standby Letter of Credit (SBLC):

A guarantee of payment issued by a bank on behalf of a client that is used as "payment of last resort" should the client fail to fulfill a contractual commitment with a third party. Standby letters of credit are created as a sign of good faith in business transactions, and are proof of a buyer's credit quality and repayment abilities. The bank issuing the SBLC will perform brief underwriting duties to ensure the credit quality of the party seeking the letter of credit, then send notification to the bank of the party requesting the letter of credit (typically a seller or creditor).

Bank Guarantee (BG):

A promise made by a bank to provide payment to another bank or lender on a bond, loan, or other liability in the event of default. Banks often make guarantees on behalf of certain clients to promise payment on loans. Bank guarantees reduce the risk to loans and liabilities and usually improve the credit agency rating of bonds.

Performance Bond Guarantee:

A bond issued to one party of a contract as a guarantee against the failure of the other party to meet obligations specified in the contract.

Proof of Funds (POF):

A proof of funds is a statement by a bank or financial institution that a depositor has a certain amount on deposit.




Are you the winning bidder of a government contract? You now need to figure out how you are going to fulfill the contract, be it providing a service, parts, supplies, or whatever. Will your suppliers work with you and give me the terms needed until you can get paid? How will you meet payroll? These and other questions, usually all related to cash flow issues surrounding the completion of the contract, run through your head.

The solution:
We can help you finance the project in a variety of ways with a solution that will help you fulfill that new contract, even if your bank or other lenders have turned you down.
Depending on the contract, we can advance funds or guarantee payments to suppliers, so they are more willing to work with you. Upon completion of the work your invoice to the government is funded, providing you with the cash you need to meet the obligations incurred in satisfying the contract.
Stop worrying about how you to fulfill the contract and direct your energy and time growing your business winning new contracts.